Take the first step by speaking with one of our counsellors.

Greater Montreal Area :
514-375-0138

Or fill out the form below and one
of our counsellors will be in
contact with you within the
next 48 hours.


If you are an active client, please contact 1 866 615-1226
or send an e-mail to: client@sosdettes.ca.

Name and surname
Email to contact you
Telephone number to reach you, Monday to Friday, between 9 am and 5 pm :
and / or from 5 pm to 7 pm :


Calculate my Calculate your budget in 10 minutes – InCharge Canada How much debt do i have? – InCharge Canada How to avoid bankruptcy? – InCharge Canada

SOS Dettes is a non-profit, charitable credit counselling agency providing services in Quebec. We offer confidential and professional budget counselling, debt repayment plans, and financial education. Our goal is your financial independence!

Why Use SOS Dettes ?

Our counsellors provide personalized and confidential credit counselling to help you regain control of your financial life.

Educational Resources

Financial articles and interactive calculators will help you find the solution that's right for you.

Montreal office
CLICK HERE

Ottawa or Toronto offices
CLICK HERE